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It's simpler, faster and available 24x7.

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X-Pay is a Multi Bank IMPS Mobile Payment application. This application facilitates mobile payment to anyone with IMPS enabled bank account across india. IMPS (Interbank Mobile Payment Service) allows customers to make instant, 24x7, interbank payments to individuals, or merchants / enterprises via mobile phone. Read more about IMPS here http://www.npci.org.in/aboutimps.aspx

Features

X-Pay is a Multi Bank IMPS Mobile Payment application. This application facilitates mobile payment to anyone with IMPS enabled bank account across india. Allows customers to make instant, 24x7, interbank payments to individuals, or merchants / enterprises via mobile phone.

Payee Sync Payee SyncA unique feature that take convenience to next level. All your friends who are using x-pay will be made availble in the app with just a sync of contacts.
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Payee Sync

A unique feature that take convenience to next level. All your friends who are using x-pay will be made availble in the app with just a sync of contacts.

charge Retail PaymentsReal power and utility of x-pay is with retail payments. With the ease of payments at your fingertips it will obviate the use of carrying cash.
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Retail Payments

Real power and utility of x-pay is with retail payments. With the ease of payments at your fingertips it will obviate the use of carrying cash.

tweet Bill SpliterEveryone loves to party but settling cash after a party - a boring exercise. Leave that to x-pay, split bills and settle payments with just a tap.
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Bill Spliter

Everyone loves to party but settling cash after a party - a boring exercise. Leave that to x-pay, split bills and settle payments with just a tap.

folder Payment HistoryX-Pay track all your payment history and its available to you in a consolidated view. You can sort and search your history.
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Payment History

X-Pay track all your payment history and its available to you in a consolidated view. You can sort and search your history.

screen ChartsVisuals are better way to manage and understand your money. x-pay provide easy to use to understand graphs to gauge your money outflow.
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Charts

Visuals are better way to manage and understand your money. x-pay provide easy to use to understand graphs to gauge your money outflow.

screen Bank SupportWith Support for Multiple Banks, X-Pay allows you to manage all your various Bank Accounts from within a Single Interface. For full List of Banks and generation of MMID, Click here.
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Bank Support

With Support for Multiple Banks, X-Pay allows you to manage all your various Bank Accounts from within a Single Interface. For a full List of Bank Support and generation of MMID please click here.How to Generate MMID

Testimonials

Great app i can pay in few seconds through sms from my Vijaya bank account Amish
This is simply superb. All should be encouraged to use such apps
starstarstarstar

Awesome app

MINDBLOWN!

Very convenient way to transfer money. Contact Sync feature is awesome!!!Tushar
Instant payment, Extremely convenient, Simple to understand UI.Rahul
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Got any idea and suggestion for X-pay team, or suggest any new retailers that should use-xpay, or would just like to express your love and affection? Do point out to us any complaints you may have so we can improve your payment experience.